It’s easy to get carried away when traveling, buying souvenirs, eating at restaurants and upgrading your flights and accommodations. But the last thing you want is to face a big bill when you get home. Summer travel Here are some tips for budgeting accordingly, no matter what type of vacation you’re planning. 1. Be realistic about what you can afford. Set … [Read more...] about Ten tips for making summer travel more affordable
Personal Finance and Business
Avoiding freelance financial pitfalls: Nine tips for side gig success
By: Jenny Knizner Working at Moonlighting, I not only get to help freelancers connect with employers and grow their businesses, I’ve lived moonlighting first-hand as I built my own freelance graphic design business. I’ve seen and experienced what our users encounter every day. And I’ve learned how to overcome some of the toughest obstacles facing freelancers today. To … [Read more...] about Avoiding freelance financial pitfalls: Nine tips for side gig success
What you need to know when buying a home
Ready to become a homeowner? Buying a home may be the largest purchase you’ll ever make. Before you start house hunting, it’s important to understand how owning a home could impact your finances. Buying a home can be a smart choice for many people, but before you select a real estate agent, consider the following: • Down Payments – A down payment is what you initially … [Read more...] about What you need to know when buying a home
Boston Store sold to liquidators; all stores to close
A group of liquidators bought the assets of Bon-Ton Stores Inc., the parent company of Boston Store, in a bankruptcy auction, according to a company statement. Bon-Ton has headquarters in Milwaukee and York, Pennsylvania. Earlier this month, the company filed a notice with the Wisconsin Department of Workforce Development indicating that 2,255 employees in the state would … [Read more...] about Boston Store sold to liquidators; all stores to close
Sherman Phoenix nearing campaign goal, $1 million away
Sherman Phoenix, a model for healing our city and building community, is nearing its $3.5 million campaign goal. With the help of more than 100 investors and donors, $2.5 million has been raised to fund Sherman Phoenix. Currently, $1 million more is needed before the building can be completed. Once completed, Sherman Phoenix will house 17+ small businesses, which will … [Read more...] about Sherman Phoenix nearing campaign goal, $1 million away
Learning to spend within your means
Spending within your means may sound like a simple rule to follow, but many Americans spend more than they save, which can result in debt. The good news is that it’s completely avoidable, and it’s reversible over time. With a little planning, tracking and adjusting your spending, you can live happily within your means. For a stronger financial future, here are a few tactics … [Read more...] about Learning to spend within your means
Four simple rules that self-made millionaires use for building wealth
The wealthiest people focus on earning. "While world-class thinkers understand the importance of saving and investing, they direct their mental energy toward accumulating wealth through serving people and solving problems," writes self-made millionaire Steve Siebold in How Rich People Think, which he wrote after studying millionaires for more than 25 years. Here are … [Read more...] about Four simple rules that self-made millionaires use for building wealth
Getting your finances ready for adoption
The decision to start a family is a joyful event. However, parents considering adoption should consider advance planning for a range of financial issues unique to the process and the child they hope to bring into their home. . According to the U.S. Department of Health and Human Services, the costs of adopting (https://www.childwelfare.gov) may be a few hundred dollars or … [Read more...] about Getting your finances ready for adoption
Leasing v. buying your next car
According to Edmunds.com, more than 25 percent of new American cars are now financed by lease instead of loan, and most of the people making that choice are under age 35. It's all about the lowest possible monthly payment. Yet for drivers young and old, leasing has grown substantially because it can also be done with little or no money down and the chance to get a newer, … [Read more...] about Leasing v. buying your next car
Peace of mind for moms in the middle
By Jean C. Setzfand A survey by Ameriprise Financial found that two thirds of Baby Boomers’ daughters help their parents with financial matters. Maybe you’ve experienced it yourself. Perhaps you’ve also experienced how awkward it can be to have the talk about money matters or caregiving wishes with your parents. Then there’s the other side of the equation. Have you … [Read more...] about Peace of mind for moms in the middle