Personal Finance and Business

Don’t let cyber Grinches ruin your holidays

January 17, 2014

I’m usually in too much of a Thanksgiving food coma to hit the sales on Black Friday, but millions of other Americans somehow find the energy. Last year, 89 million people took advantage of Black Friday sales (57 million of them online), while an estimated 247 million shopped throughout the four-day weekend, as stores increasingly… [Read More]

Watch out for potholes in your car insurance

January 17, 2014

Would you be surprised to learn that if your laptop gets stolen during a car break-in, your automobile insurance probably won’t reimburse you for the loss? Don’t be. Many people have only a vague idea of things like: what their car insurance does and doesn’t cover; how they might accidentally void their coverage; or that… [Read More]

Buy Black in the New Year

January 17, 2014

Make it your resolution to support the African American business community this year with PurchaseBlack.com As the holiday shopping season comes to a close, PurchaseBlack.com wants shoppers to continue to support the African American business community and buy black in the New Year. “After the gifts are given away, you are still going to have… [Read More]

Why was your credit card transaction denied?

January 15, 2014

We’ve all had these moments: You’re at a romantic restaurant and the evening went great. But just as you and your date are readying to leave, an embarrassed waiter appears and whispers, “I’m afraid your card has been denied.” So much for romance. The same thing can happen at the grocery store, when shopping online… [Read More]

Practical Money Skills For LIFE

November 14, 2013

Don’t ignore tax deduction for moving expenses Whether you’re relocating across town or across the country, moving is expensive. By the time you’ve paid to have your household goods packed and moved, cancelled and reconnected utilities and racked up storage fees, you could easily be out thousands of dollars. Many people don’t realize that if… [Read More]

Trim your wedding costs

May 11, 2013

Practical Money Skills for Life By Jason Alderman Director of Visa’s financial education programs Weddings have always been big business, but I was shocked to see how expensive they’ve become in the 17 years since my wife and I got married. According to the annual Real Weddings Study, the average wedding in the U.S. now… [Read More]

How financially literate are you?

April 28, 2013

Practical Money Skills for Life By Jason Alderman Director of Visa’s financial education programs I’m not sure whether it was intentional or merely a coincidence that several years ago Congress proclaimed April to be Financial Literacy Month. April is also the month when millions of Americans grimly write a check to the IRS and resolve… [Read More]

Fourteen things to consider before buying a home (part 1 of 2)

April 28, 2013

Don’t let your emotions cloud your judgment By Diane Benson Harrington Wait! That house may seem like everything you’ve ever wanted, but before you make an offer, take some time to consider a few things beyond the size, style and price. When buying a home, it’s easy to let emotions get in the way of… [Read More]

The Practical Money Skills for Life

March 18, 2013

Avoiding tax refund identity fraud by Jason Alderman Director of Visa’s financial education programs Many people file their income tax returns as early in the year as possible. Some are eager to claim their tax refund right away, while others are simply following their New Year’s resolution not to procrastinate until midnight, April 15. Let… [Read More]

When retiring together doesn’t make sense

March 15, 2013

By Jason Alderman Back when people from my parents’ generation were first planning their lives together, most married couples looked forward to working hard for a few decades, buying a house, raising a family and then retiring together while they still had enough money and energy to travel and pursue favorite hobbies. Some couples do… [Read More]